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Your life is filled with choices. We’ll help you make the financial ones.

For many people, financial planning and wealth management feel intimidating. It can seem complicated, overwhelming, or like something best left for later. So, we put it off until life throws something at us that we can’t ignore. The truth is, it’s nothing to be afraid of. Financial planning and wealth management are simply about making choices that support the life you want to live. And you don’t have to figure it out alone.

BDO Wealth. Your financial guide.
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What We Stand For

Need a financial guide for life’s money moments?

As your financial guide, we are there for you at every life stage. We’re there to help you navigate the everyday decisions you make about money. Those decisions that make the biggest impact on your ability to grow wealth. We call these LifeQs

At the heart of our work is one simple idea:
Your money should support the life you want to live. We take the time to understand what matters to you, help you make sense of your finances, adjust to change, and feel confident in the choices ahead.

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LifeQs

Life’s cues for financial guidance

Life is complicated, so we’ve broken it down into LifeQs. These are the cues that signal a shift in your life: in your work, your family, your health,
your finances, or your legacy. These moments are often emotional, sometimes unexpected, and often life-shaping.

They’re the money moments when life and finances meet. The decisions you make can influence what comes next. We’re here to guide you through career moves, business growth, family milestones, health changes, and planning for the future.

Each LifeQ is a chance to pause, take stock, and make meaningful financial decisions.

We help you navigate moments like:

WorkQs

Career changes, business growth,
succession or retirement

FamilyQs

Marriage, divorce, children, education

HealthQs

Unexpected medical needs
or long-term planning

WealthQs

Managing and protecting what you’ve built

LegacyQs

Preparing for the future and
those you care about

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How can we support you?

We offer a range of services to guide you through life’s transitions and financial decisions:
• Wealth management and investment advice
• Personal financial planning
• Retirement planning
• Estate and legacy planning
• Trust establishment and administration
• Estate administration
• Short-term cash solutions
• Employee benefits (group risk and retirement funds)
• Healthcare solutions (medical aid and gap cover)

Let’s talk about your next money moment
If you’re facing a decision, feeling unsure, or want to make sure you’re on the right track, we’re here to help.

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Sue McLennan from BDO, Cape Town has been our Financial Advisor since 1995. Over the years Sue has given us sound financial advice, always taking the time to ensure we understood and were comfortable the overall picture of our investments. Sue keeps open contact during the year, between her annual visits to reassess our portfolio, and with her warm and caring nature we have come to consider her a good friend who always has our interests at heart.
  • Charmaine Bosch
Excellent service was provided by both the company and Mr. Dean Merz, our financial advisor. Very professional, friendly and approachable. Fantastic returns were made on investments. Highly recommend using their wide range of services on offer. Keep it up!
  • Jenna Jones-Bate
BDO Wealth Deceased Estates managed my late father’s Estate superbly. The family was always informed of developments, and Jodi Vermaak did an outstanding job tackling the mammoth amount of admin. My brother Gary and I are extremely grateful to the BDO Wealth Deceased Estates team for giving us peace of mind that our father’s Estate was in the best of hands. Thank you !
  • Sean Sullivan
May I compliment BDO Wealth Deceased Estates for the unwavering support, assistance and guidance during the challenging ordeal of managing my late wife’s estate. The empathetic nature shown and focus on concluding the process in a timely and professional manner were greatly appreciated. Well done to Jodi and your team. I really appreciate your outstanding service. Regards Craig Lyons
  • The Trip Squad
As a very inexperienced, nervous investor, I was introduced to Desiree Raghubir by Allan Heynen of BDO 13 years ago. Since that time, the very high level of advice given to me by Desiree has been phenomenal.
Without any interference over the years from me, she has consistently brought ‘Good news’ about my portfolio, as well as giving very sound financial advice, taking the time to carefully explain complex issues.
This all resulted in my peace of mind, and I wouldn’t hesitate to highly recommend her services. I trust her implicitly.
Thank you, Desiree.
Looking forward to the next 13…..I’ll be 91!
  • John Christie
Normally, I refrain from making public recommendations, but in this instance, this specific team is superb. It is always a difficult task to manage a family’s wealth portfolio and expectations. Based on our many years of experience with Desiree Raghubir and her team, I can safely recommend them to be entrusted with you and your family’s wealth preservation and growth.
  • Stephen McTaggart
I have had nothing but exceptional service from Josie Nortje from the Cash Management department! She has really made my life so much easier knowing I have a means of saving that is safe, trustworthy & transparent. Thank you, Josie, for your assistance over the past few years!
  • Krystle Abbott
BDO Wealth Advisers have, over many years has proved to be the most highly trusted, competent and credible adviser that I have had the pleasure and peace of mind of working with.
In addition, BDO’s Cash Management division, in the safe and able hands of Chantel Mooloo, embodies all the above qualities and has, through their reliability and efficiency, made my “banking life” so wonderfully simple and “hassle-free.”
 
  • Adrian van der Byl

Our Executive Team

Allan Heynen
Executive Director,
Wealth Advisers

Cindy Frantzeskos
Managing Director,
Employee Benefits

Olwethu Masanabo
Chief Operating Officer,
Wealth Advisers

Ricardo Teixeira
Managing Director,
Wealth Advisers

Contact BDO Wealth

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